Money confidence is the feeling of being in control of your financial situation and the ability to trust yourself to make smart decisions, regardless of your circumstances. It isn’t about having a lot of money, but rather about having the knowledge, skills, and mindset to manage your finances effectively and handle challenges with clarity. 

• It’s about control: It’s the feeling of being in charge of your finances, making informed choices, and not relying solely on someone else to handle money matters.
• It’s about capability: It involves the ability to manage daily finances, like budgeting, spending wisely, saving, and paying bills on time.
• It’s about trust: It means trusting yourself to handle financial challenges and make smart decisions, even when things feel messy or uncertain.
• It’s about action: It encourages you to take action, such as paying down debt or saving, rather than waiting for the “perfect” time or plan, which helps build momentum.
• It’s about mindset: It’s a mindset of empowerment and self-determination that allows you to move from feeling inferior to feeling in control of your financial future.