Debt and money

Ignoring your money problems doesn’t make them go away; it can only make them worse.

Being in debt can be stressful and it can be difficult to know what to do first – especially if you are constantly getting letters and calls from the companies you owe money to.

You might be thinking about taking out a loan to pay back money you owe but this can make the problem worse when there might be a better solution for you.

There’s no debt problem that’s unsolvable. Becoming debt free, however long it takes, can improve your credit rating and mean you can think about longer term plans.

We have a team of people ready and waiting to help you if you are struggling. We can help you to manage your debts, plan an affordable budget and look at ways in which you can plan and save for the future. We will also look at ways in which you can reduce your expenditure for example by assisting you to get a cheaper deal on your energy costs.

Please see our ‘Contact Us’ page for details on how to access our help.

You can also access help online https://www.citizensadvice.org.uk/debt-and-money/